Your Mortgage Expert
15 years of experience helping Fraser Valley families find the perfect mortgage. Licensed, trusted, and dedicated to getting you the best rate.
Ryan Chen
Licensed Mortgage Broker
$500M+
in mortgages funded
The Story
I've spent the last 15 years in the BC mortgage industry because I believe everyone deserves a fair shot at homeownership. When I started in this business, I saw too many people walking into their bank and accepting whatever rate they were offered — never knowing there were better options available.
That's why I became a mortgage broker. With access to 40+ lenders — including major banks, credit unions, monoline lenders, and alternative financing — I can shop your mortgage to find the best rate and terms that fit your unique situation.
Over the years, I've helped thousands of families across the Fraser Valley and Lower Mainland secure over $500 million in mortgage financing. Whether you're buying your first condo in Surrey, upgrading to a family home in Langley, or refinancing an investment property in Abbotsford — I've done it all.
15+
Years Experience
40+
Lender Partners
2,000+
Families Helped
The Difference
Why do thousands of Canadians choose a broker? Because we work for you, not the bank.
Access to 40+ lenders — banks, credit unions, monolines
Shops for the best rate on your behalf
Free service — the lender pays the broker
Works for you, not the lender
One application, multiple lender options
Flexible hours, personalized attention
Only offers their own products
No incentive to find you the lowest rate
Specialist works for the bank, not you
Limited to one lender's criteria
Must apply separately at each bank to compare
Strict hours, less personal experience
Trust & Credentials
Licensed by the BC Financial Services Authority. Regulated, insured, and held to the highest professional standards in British Columbia.
Proud member of the Mortgage Brokers Association of British Columbia. Committed to ongoing education, ethics, and advocacy for consumers.
"I believe everyone deserves honest advice and the best rate possible. My job isn't to sell you a mortgage — it's to find the one that truly fits your life."
Ryan Chen
Licensed Mortgage Broker, BCFSA
Giving Back
I don't just work in the Fraser Valley — I live here. Surrey and Langley are my home, and I'm committed to giving back to the communities that have given me so much.
Proud sponsor of local youth sports programs in Surrey and Langley
Regular speaker at first-time buyer workshops and community financial literacy events
Active member of the Langley Chamber of Commerce and local business networks
Annual contributor to the Surrey Food Bank and Langley Christmas Bureau
Surrey
Community
Langley
Community
Abbotsford
Community
Chilliwack
Community
Whether you're buying your first home, renewing, or refinancing — I'd love to help. No pressure, no obligation. Just honest mortgage advice.